One Off Costs

These are one-off payments that must be made when you die

Mortgage (your current outstanding capital)
Funeral Expenses
Other (e.g. Credit Card)
Additional lump sum you wish to leave to your dependents (maximum 10 times your gross salary)
Total Once Off Extras
Monthly Outgoings

How much will your family need each month if you were no longer around?

Your Total Monthly outgoings (excluding Mortgage) *


Not sure about your monthly expenses? Use our breakdown below to help you work it out.

Utility Bills
Other Expenses (e.g. Rent)
Total Monthly Expenses
Residual Monthly Income

What will your monthly family income be when you are no longer around?

Your Partner's monthly salary (after tax)
Spouses Death in Service Pension per month
Social welfare payments (e.g. Child Benefit)
Total Residual Monthly Income
Monthly Shortfall
How long will this shortfall need to be met?
Assets/Cover already in place
Death in service life cover
Mortgage protection life cover (current sum insured)
Other life cover
Other liquid assets
Total Savings/Investments for the future

* Required field

Additional life cover needed
Additional life cover needed   This has been calculated by 'Monthly shortfall' multiplied by 12, 
								 	  multiplied 'How long will this shortfall need to be met?' add 'Total once off 
								 	  costs' minus 'Total Assets/Cover already in place'
Term for which this cover is required

You can view details of our protection product range here


The Protection Calculator is for illustrative purposes only and is designed purely as an indicator that may help you understand your clients' protection needs.

The output of this Protection Calculator does not constitute any kind of personal advice and should never be relied upon when making a decision in relation to a particular financial product or strategy. It is also important to note that this calculator is only one element of the overall financial planning process. This tool does not provide you with financial advice of any kind about a particular financial product or strategy and is not a substitute for a detailed financial plan.

Aviva Life & Pensions Ireland DAC accepts no responsibility for any action taken as a result of completing this calculator.